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Our Commitment is to Service, Speed & Security.

Connect with a Helpful Lender

Our commitment is to service.

We commit to connecting you with an approved lender. We also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork.

The Need for Speed

Our commitment is to speed.

Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.

Every inquiry received is handled with care and speed.

Your Loan, Your Business

Our commitment is to your privacy.

We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc.

Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.

As a disclosure, when the loan is provided by the lenders with in our network for the short term loan, they are designed to provide you the customer with cash and will need to be repaid within the required payment deadline times appointed. The loans shouldn’t be used if you’re faced with any long term debt, credit difficulties, or any long term financial hardships. You should only borrow an amount that you can repay on your next pay period date.

By law, the lender of the loan must show you the APR before you enter into the loan. The APR or the Annual Percentage Rate is the rate your loan builds interest. It’s based on the amount of your loan coast, the terms of the loan, and repayment amounts and timing of payoff deadlines. Several states have laws that limit the APR that the lender can charge you. Loans from a state which has no limiting laws, or loans from a bank not governed by states laws typically have an even higher APR. Be sure your lender gives you the APR along with all of the terms and conditions of your loan before signing the loan agreement.

The lenders within our network may verify your credentials with your social security number, driver’s License number, and any other state or federal identification to review them with other national databases such as Equifax, Transunion, Experian, Teletrack, DP Bureau to determine overall credit worthiness. Participating lenders will typically not perform credit checks with the three major credit reporting bureaus. If they do, understand that multiple inquiries on the three national databases such as, Equifax, Transunion, and Experian may result in a decrease in your credit score. By submitting your request onto this website, you agree to allow our networking lenders to verify your information and check your credit as described in their policies and terms.

All networking lenders each have their own renewal policy. There are lenders within our network that will automatically renew your loan or will require your permission to renew your loan on your terms. Then there are other lenders that will not renew your loan at all. It is extremely important for you to understand that extending the repayment period for a loan can result in an increase on the interest rate of the loan. Additional fees can also be added which will increase the total amount of the loan that needs to be paid back. Make sure to check with our lender if they automatically renew loans or requires your permission to renew the loan. State laws often govern loan renewal policies. Follow up with your state’s policies in regards to loan renewal and read the lender’s terms and conditions before agreeing and submitting your signature.

Penalties for Late payments

All networking lenders each have different procedures they follow when handling late payment fees. They vary between the following:

  • Additional fees
  • increased interest rates
  • Relaying information to credit bureaus to come up on credit report/ lowers your credit score

Before agreeing to a loan be sure to read and clearly understand the implications of a late payment. Each state has rules and regulations in place that lenders must follow when assessing fees for late payments.

Non payments made on your loan will be handled in the following:

  • Additional fees
  • Increased interest rates
  • Relaying information to credit bureaus to come up on credit report/lowers your credit score

Networking Lenders are required by Federal and State law to use fair practices in their collection actions for a loan that has not been repaid. You are protected by the Fair Debt Collections Act, which includes limitation on how a lender on how a lender may collect an unpaid balance. Those include not contacting you by phone before 8 am or after 9pm. Not harassing or using abusive language towards you over the phone. No lender has the right to use deception to try to collect money from you in anyway. Threats generated by lenders in anyway even legal action is also not permitted. We are not a lender. Only your lender can provide you with information about your specific loan terms, including the APR, renewal, payments and implications for non-payments of late payments.

Important Disclosures. Please Read Carefully.

This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

This website is not an offer to lend. is not a lender and does not make loan or credit decisions. connects interested persons with a lender from its network of approved lenders. does not control and is not responsible for the actions or inactions of any lender, is not an agent, representative or broker of any lender, and does not endorse any lender. receives compensation from its lenders, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless,’s service is always free to you. may pull your credit or look at your creditworthiness, but responsible lenders will. By submitting your information to, you are giving lenders in’s network permission to verify your social security number, driver license number or other identification, and to review your creditworthiness by pulling your credit history from major credit bureaus such as Experian, Equifax and Trans Union and from alternative credit bureaus such as Teletrack or DP Bureau.

Lender’s Disclosure of Terms.

The lender you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lender’s internal policies, underwriting criteria and applicable law. has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score

Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments.