When easily filing out the quick application form on our website we then identify lenders that can assist with a short term loan. We attempt to match you with a lender that’s most likely to provide you with a loan that you need. If matched, that lender will contact you to complete the lending application and all other requirements needed. They also review all terms of your loan and discuss further repayment options. The loan will then be electronically deposited into your bank account for covenant access to your money. When the time comes for the due date of the loan, whatever terms of the repayment options that are put in place the lender will be automatically deducted from your bank account by the lender.

As a disclosure, when the loan is provided by the lenders with in our network for the short term loan, they are designed to provide you the customer with cash and will need to be repaid within the required payment deadline times appointed. The loans shouldn’t be used if you’re faced with any long term debt, credit difficulties, or any long term financial hardships. You should only borrow an amount that you can repay on your next pay period date.

By law, the lender of the loan must show you the APR before you enter into the loan. The APR or the Annual Percentage Rate is the rate your loan builds interest. It’s based on the amount of your loan coast, the terms of the loan, and repayment amounts and timing of payoff deadlines. Several states have laws that limit the APR that the lender can charge you. Loans from a state which has no limiting laws, or loans from a bank not governed by states laws typically have an even higher APR. Be sure your lender gives you the APR along with all of the terms and conditions of your loan before signing the loan agreement.

The lenders within our network may verify your credentials with your social security number, driver’s License number, and any other state or federal identification to review them with other national databases such as Equifax, Transunion, Experian, Teletrack, DP Bureau to determine overall credit worthiness. Participating lenders will typically not perform credit checks with the three major credit reporting bureaus. If they do, understand that multiple inquiries on the three national databases such as, Equifax, Transunion, and Experian may result in a decrease in your credit score. By submitting your application onto this website, you agree to allow our networking lenders to verify your information and check your credit as described in their policies and terms.

All networking lenders each have their own renewal policy. There are lenders within our network that will automatically renew your loan or will require your permission to renew your loan on your terms. Then there are other lenders that will not renew your loan at all. It is extremely important for you to understand that extending the repayment period for a loan can result in an increase on the interest rate of the loan. Additional fees can also be added which will increase the total amount of the loan that needs to be paid back. Make sure to check with our lender if they automatically renew loans or requires your permission to renew the loan. State laws often govern loan renewal policies. Follow up with your state’s policies in regards to loan renewal and read the lender’s terms and conditions before agreeing and submitting your signature.

Penalties for Late payments

All networking lenders each have different procedures they follow when handling late payment fees. They vary between the following:

  • Additional fees
  • increased interest rates
  • Relaying information to credit bureaus to come up on credit report/ lowers your credit score

Before agreeing to a loan be sure to read and clearly understand the implications of a late payment. Each state has rules and regulations in place that lenders must follow when assessing fees for late payments.

Non payments made on your loan will be handled in the following:

  • Additional fees
  • Increased interest rates
  • Relaying information to credit bureaus to come up on credit report/lowers your credit score

Networking Lenders are required by Federal and State law to use fair practices in their collection actions for a loan that has not been repaid. You are protected by the Fair Debt Collections Act, which includes limitation on how a lender on how a lender may collect an unpaid balance. Those include not contacting you by phone before 8 am or after 9pm. Not harassing or using abusive language towards you over the phone. No lender has the right to use deception to try to collect money from you in anyway. Threats generated by lenders in anyway even legal action is also not permitted. We are not a lender. Only your lender can provide you with information about your specific loan terms, including the APR, renewal, payments and implications for non-payments of late payments.

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Get approved for a cash advance today!

Consumer Notice: A payday loan, also known as cash advance is a short-term loan given to the borrower until his or her next payday. Purpose of the payday loan is to provide the borrower a short-term financial relief. Payday loan is not a long-term financial solution. Borrowers who face debt and credit difficulties should seek out professional financial advice. Borrowers are encouraged to review local laws and regulations governing payday loans.

Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the state of Nevada, regardless of where you may be accessing this site.

Disclaimer: This website does not constitute an offer or solicitation to lend. is not a lender and does not make loan or credit decisions. provides a matching service only and does not control and is not responsible for the actions or inactions of any lender. is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product.

You are under no obligation to use's service to initiate contact, nor apply for credit or any loan product with any service provider or lender.

Subject to our Privacy Policy, will transfer your information to lenders in our program and other service providers and marketing companies with which we do business. does not guarantee that completing an application form will result in your being matched with a lender, being offered a loan product with satisfactory rates or terms, or receiving a loan from a lender.

Participating lenders may verify your social security number, driver license number, national ID, or any other state or federal identifications and review your information against national databases to include but not limited to Equifax, Transunion, and Experian to determine credit worthiness, credit standing and/or credit capacity. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus: Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances. By submitting your application and information on this website, you agree to allow any and all participating lenders to verify your information and check your credit.

Not all lenders can provide your requested loan. Cash transfer times may vary between lenders and may depend on your individual financial institution. Repayment terms vary by lenders and local laws, and not everyone will qualify for 90 day terms. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly.

You will not be charged any fees to use's service. Learn more about Rates & Fees.